Australia
Australian tax refund calculator for salary and side income
Add your salary, WFH hours, reviewed expense claims and optional sole trader income. See an indicative refund or amount owing without signing in.
How salary and side income affect your tax
If you earn money from a side business, its profit is added to your salary. This can put some of your income into a higher tax bracket.
You can subtract eligible business costs from that income. This reduces the income you pay tax on, but does not refund the full cost. If your costs are more than your business income, this calculator does not use the loss to reduce your salary. Some people can claim that loss, but extra rules apply.
Your result compares estimated tax with tax you have already paid. Your final ATO assessment may be different.
Frequently asked questions
For a sole trader, business profit is added to your other income and taxed at your individual rates. You do not get a second tax-free threshold.
You can claim eligible costs of earning business income. Enter only the business-use amount you can claim this year and keep records.
It depends on your total tax and how much has already been withheld or paid through PAYG instalments. Extra business income may leave tax owing.
This calculator flags the loss but does not use it to reduce your salary. ATO rules decide whether you can claim it this year or later.
No. GST and study loan repayments are outside this estimate, so check them separately before relying on the result.
Sources and scope
Calculator last updated: . Calculation basis: 2025–26 Australian tax rules.
The estimate uses ATO resident income tax rates, the low income tax offset, the single-person Medicare levy, the 70¢ WFH fixed rate and, only if selected, the small business income tax offset. It is for planning, not lodging.